Because you haven’t experienced a flood in the past, doesn’t mean you won’t in the future. Flood risk isn’t just based on history, it’s also based on a number of factors: rainfall, river-flow, topography, flood-control measures, and changes due to construction and development.

Although many floods are caused by huge storms like hurricanes, more floods occur every day from small, localized events, such as a typical afternoon thunderstorm. No matter where you live, it is important to remember that just a few inches of water in a home can cause thousands of dollars of damage.

Determine your Flood Risk at FloodSmart.gov  Is your property in a high risk or moderate to low risk area? Knowing your flood profile will help you understand your risk of financial loss. Simply enter your property address to see your relative risk, find links to flood maps, and other flood insurance community resources.

Flood maps determine your level of risk. You can also view current flood maps at FEMA’s Map Store. FEMA is producing new digitized flood maps for hundreds of communities. These new maps will reflect changes in floodplains caused by new development and natural forces.

Other Flood Precautions People Should Take
Being FloodSmart includes protecting your property before floods occur. Be sure that major appliances, electric switchboxes, outlets and heating equipment are well above potential flood levels. Install floating drain plugs and sewer system backflow valves to help prevent flood drain overflow.