The Federal Emergency Management Agency is currently updating Flood Insurance Rate Maps (FIRM) in Anoka County.
Flood risk can, and does, change over time for many reasons including new development and environmental changes, to name a few. As a result FEMA is updating flood hazard maps across the country. These new flood maps show flood risk at a property-by-property level.
When new maps are issued, your risk classification may change along with your flood insurance requirements. If your property is mapped outside of a high-risk area, your flood insurance costs will likely decrease. If you’ve been mapped inside a high-risk area, you may be required to purchase flood insurance if your mortgage is through a federally regulated or insured lender. But you can save money with the PRP Eligibility Extension through a process known as “grandfathering” provided by the National Flood Insurance Program (NFIP). If your property was newly mapped inside a high-risk flood zone (after October 1, 2008) you may qualify for a PRP flood insurance policy.
Know your area. Learn about flood risk and see when new flood maps will be available for Anoka County.
Learn more about map changes.